Let me say this – With more than 22 years in mortgage lending and now becoming a real estate agent, I truly see the need to be prepared in purchasing a home. It doesn’t matter if you’re a first time home buyer, buying your 2nd home or your on your 10th home.
With anything in life preparation is the key. Whether it’s preparing for a big exam, the Super Bowl or purchasing a home, preparation is a key component. When you and your family decide it’s the right time to purchase a home start the process then. Remember that all lenders will require the same documents:
- 2 years of W-2s
- 2 years complete tax returns
- 2 months bank statements
- & 1 month worth of pay stubs
You wouldn’t imagine how many people can’t gather these documents in a short period of time, so start the process early by making a folder with all the documents the lender may require.
As your agent, I pride myself on equipping my clients with everything they need to purchase their new home.
Do you have any questions? Reach out to me and let’s figure things out together.